saasrankedSoftware, ranked on the facts

Zoho Forms vs Cognito Forms

Two of the top three form builders, compared rule by rule on published facts.

Facts checked 8 Oct 2026

In short

Zoho Forms

94/100 #1 of 11

Best for: Small businesses that want many integrations and a $10 first paid plan.

Cognito Forms

84/100 #3 of 11

Best for: Small teams that need calculated totals and payments.

Points by group

GroupZoho FormsCognito Forms
Free plan of 12108
Building forms of 292929
Payments and data of 212121
Privacy and compliance of 201613
Price of 181813
Total9484

Rule by rule

What each vendor publishes, and the points it earns. Sources are on each product page.

Rule (points)Zoho FormsCognito Forms
Free plan (6)Yes 6Yes 6
Submissions on the free plan (6)500 4100 2
Conditional logic (8)Yes 8Yes 8
Calculated fields (4)Yes 4Yes 4
File upload field (5)Yes 5Yes 5
Multi-page forms (3)Yes 3Yes 3
Save and resume later (4)Yes 4Yes 4
Signature field (5)Yes 5Yes 5
Online payments (5)Yes 5Yes 5
Payment processors (6)Stripe, PayPal, Square 6Stripe, PayPal, Square 6
Answers as PDF (4)Yes 4Yes 4
Built-in connections (6)Google Sheets, Zapier, Webhooks 6Google Sheets, Zapier, Webhooks 6
HIPAA support (8)Yes 8Yes 8
SOC 2 Type II or ISO 27001 (5)Yes 5Yes 5
GDPR data processing agreement (4)Not published 0Not published 0
EU data storage (3)Yes 3Not published 0
Submissions on cheapest paid plan (6)10000 62000 4
Cheapest paid plan (12)$10/mo 12$19/mo 9

Zoho Forms

Zoho Forms suits small businesses that want a free plan of 500 submissions and a $10 first paid plan. Basic at $10 a month billed yearly adds 10,000 submissions and up to 2,000 PDFs. The catch: HIPAA support needs Premium, the free plan caps payments at 10, and Zoho publishes its data processing agreement only on request.

All facts, prices and sources for Zoho Forms

Cognito Forms

Cognito Forms suits small teams that need calculations, file uploads, signatures and payments at $19 a month on the yearly plan. Pro at $19 a month billed yearly adds save and resume, signatures and PDF output. The catch: the free plan stops at 100 entries, data is stored in the United States, and HIPAA support needs Enterprise.

All facts, prices and sources for Cognito Forms

Both products are scored by the same rules: how we score form builders.